The Retirement Plan

Story Breakdown

The narrative structure follows a classic action blueprint: establish the protagonist's world, introduce a formidable antagonist, and escalate the stakes through increasingly intense confrontations. When Ashley and her young daughter Sarah get caught up in a criminal enterprise that puts their lives at risk, she turns to the only person who can help: her estranged father Matt, currently living the life of a retired beach bum in the Cayman Islands. Their reunion is fleeting as they are soon tracked down on the island by crime boss Donnie and his lieutenant Bobo. As Ashley, Sarah, and Matt become entangled in an increasingly dangerous web, Ashley quickly learns her father had a secret past that she knew nothing about and that there is more to her father than meets the eye. The film balances spectacular set pieces with character moments, ensuring the action serves the story rather than overwhelming it.

Narrative Structure

• Opening Hook: The film opens with an explosive sequence that immediately establishes the stakes and introduces our protagonist in action.
• Character Arc: The main character shows growth throughout the story, though some supporting characters could have been more fully realized. The arc is present but occasionally predictable.
• Climax & Resolution: The final confrontation delivers on the buildup, with stakes at their highest and the protagonist using everything they've learned.